Identity Theft Litigation
Fair Credit Reporting Act Claims
Real Legal Action
You interviewed well. You got the offer. Then, days later, it was pulled because a background check flagged something that isn’t true.
Maybe it’s a criminal record that belongs to someone else with a similar name. Maybe it’s a decade-old charge that was dismissed but never cleared from the file. Or maybe it’s simply the wrong person’s information attached to your name. Whatever the cause, a job you earned is gone because of a mistake you didn’t make.
Background check errors are far more common than most job seekers realize, and the companies that compile these reports don’t always take the time to get them right.
Schedule a free consultation with our Texas identity fraud lawyer today. Call 1-844-SHARMIN or complete the short form on our contact page.
At Sharmin & Sharmin, P.A., we help Texas workers hold background screening companies accountable when their carelessness costs someone a job. With over 20 years of experience litigating under the Fair Credit Reporting Act, we know how to get inaccurate records corrected and how to pursue damages when a screening company’s negligence has already cost you.
Background check companies pull information from a patchwork of county courthouses, state repositories, and private databases. This process often produces mistakes.
Common causes of errors include:
Employment background checks can pull from a wide range of sources depending on the position and the screening company used. The types of information most commonly included are:
Not every background check includes all of these categories. The scope depends on what the employer requests and what the role requires. Regardless of which categories are searched, the screening company is required under the FCRA to follow reasonable procedures to ensure the information it reports is accurate.
Background check companies, known as consumer reporting agencies under federal law, compile their reports by pulling data from public records databases, court systems, credit bureaus, and previous employers. Much of this process is automated, which is where errors tend to occur. Common mistakes include:
Automated name-matching systems pulling records that belong to someone with a similar name or date of birth
These mistakes may seem like minor technical issues. However, for the person who loses a job offer because of them, the consequences are serious.
Background checks used for employment purposes are regulated by the Fair Credit Reporting Act (FCRA), a federal law that gives job applicants real protections, including:
If you discover an error on your background report, the FCRA gives you the right to dispute it directly with the screening company. Once you submit your dispute, the company is required to conduct a reasonable investigation and respond within 30 days. If the information cannot be verified as accurate, it must be corrected or removed.
It is important to submit your dispute in writing and include any supporting documentation, such as court records showing a dismissed charge or proof that a criminal record belongs to a different person. Keep copies of everything you send and use a delivery method that provides confirmation of receipt. This paper trail becomes essential if the company fails to correct the report and you need to take legal action.
Depending on the facts and circumstances of your case, liability may fall on more than one party:
Each of these parties has specific obligations under federal law, and a violation by any one of them can form the basis of a legal claim.
If you were rejected for a job, or had an offer withdrawn, because of your background check, your prospective employer is required to tell you which company supplied the report, so you can request your own copy and see exactly what it says.
Some of the most common employment screening companies include:
This isn’t a complete list. You can find a full directory of consumer reporting companies, including background check providers, on the Consumer Financial Protection Bureau’s website.
If a background check error cost you a job or caused other measurable harm, the FCRA provides several avenues for your financial recovery. These include:
Since we work on a contingency fee basis, you can hire our legal team with Sharmin & Sharmin without paying a cent upfront. Contact our background check error attorneys in Texas today to learn more.
Disputing an error on your own can feel like shouting into the void. You send a letter, and weeks later you get a form response saying the information was “verified” with no real explanation of how.
An experienced Texas background check error lawyer can identify exactly which FCRA protections were violated in your case. They can force the screening company to conduct a thorough investigation rather than rubber-stamping the erroneous information originally returned.
Your attorney can communicate directly with the employer and screening company on your behalf and pursue compensation for lost wages, a rescinded offer, or emotional distress caused by the background check error.
When a screening company refuses to fix its mistake and make you whole, your attorney can take your case to court to help hold the responsible parties accountable for your damages.
Your chances of a successful outcome are much higher when you are represented by an experienced Texas background check error lawyer.
If a background check mistake cost you a job, you don’t have to accept it as the final word. The Texas rental fraud attorneys at Sharmin & Sharmin, P.A. will review your report and your rights under the FCRA at no cost to you. No office visit required. We respond within 24 hours.
Call 1-844-SHARMIN or contact us online. There are no attorney fees unless we win.
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