Texas Identity Theft Attorney

Identity theft can rob you of your identity, money, reputation, security, and peace of mind. Fortunately, proactive victims of identity theft in Texas have significant legal recourse.

At Sharmin & Sharmin, P.A., our attorneys have spent over 20 years fighting for identity theft victims in court. We do not simply send dispute letters and hope for a response. We use the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), and other powerful state and federal laws to pursue money damages against credit bureaus, financial institutions, and data furnishers that fail to protect your rights.

We represent clients throughout Texas and handle every identity theft case on a contingency fee basis. Call our Texas false impersonation attorney at 1-844-SHARMIN or contact us online to schedule a free consultation to discuss your claim.

Why Texas Identity Theft Victims Choose Sharmin & Sharmin, P.A.

Over 20 years of FCRA and identity theft litigation in federal court. This is not a practice area we recently added. We have been litigating credit reporting and identity theft cases in federal court for more than two decades, developing a comprehensive understanding of how bureaus and furnishers defend these cases and how to overcome those defenses.
We take cases to trial. Most law firms in this space settle early and often. We prepare every case for trial from the beginning, which consistently produces better outcomes, whether the case resolves through settlement or proceeds to a verdict.
A selective caseload that protects your case quality. We are intentional about the number of cases we accept. Each client who hires Sharmin & Sharmin works directly with experienced attorneys. Your case gets the time and focus it deserves.
Multiple claims are pursued simultaneously. Identity theft cases routinely involve violations of the FCRA, FDCPA, and Texas state law. We identify and pursue all of them, ensuring that every dollar available to our clients is on the table.
No fees, no office visit, fast response. We respond to every inquiry within 24 hours and can evaluate your situation without requiring an in-person meeting. You pay nothing in attorney’s fees unless we recover for you, and the law often requires the defendant to pay your attorney’s fees.

Common Types of Identity Theft Affecting Texans

Identity theft is not a single crime. It is a category of fraud that takes many forms, each with its own impact on your financial life and credit profile. The attorneys at Sharmin & Sharmin handle cases involving all major forms of identity theft, including:

Financial Identity Theft
Tax Identity Theft
Medical Identity Theft
Employment Identity Theft
Account Takeover Fraud

Regardless of the form it takes, identity theft that generates inaccurate credit report entries creates a legal footprint that our attorneys know how to pursue.

What Happens When You Dispute Identity Theft and Nothing Changes

Federal law gives identity theft victims the right to dispute fraudulent information on their credit reports and requires credit bureaus to investigate and remove it. The process is supposed to work. Unfortunately, it often does not.

Credit bureaus often rely on automated systems to transmit a simple code to a bank, lender, or creditor that reported the erroneous information.

Without your documentation or a personal review, the agency that reported the initial information will simply confirm what they already reported. When that happens, the credit bureau accepts the confirmation and states that the erroneous information has been verified.

Even when Texas employment identity theft victims submit multiple disputes, this cycle repeats itself. What most Texas consumers do not realize is that each inadequate investigation and each failure to properly review a dispute and correct a verified inaccuracy may constitute a separate violation of the Fair Credit Reporting Act. Our attorneys know how to document these failures and build a federal case that holds the credit bureaus and data furnishers financially accountable.

The Laws Protecting Texas Identity Theft Victims

Texas identity theft victims have layered protections of state and federal laws to help them, including:

At Sharmin & Sharmin, our Texas identity theft attorneys assess every case across all applicable state and federal statutes to ensure that no available claim is overlooked.

Compensation Recoverable in Texas Identity Theft Cases

Many identity theft victims are surprised to learn that they may be entitled to compensation in addition to having the fraudulent entries removed from their credit report. Depending on the specific facts of your case, you could be entitled to recover:

Actual damage for the documented financial harm caused by the identity theft.
Statutory damages up to $1,000 per willful FCRA violation and up to $1,000 per FDCPA lawsuit, even when specific financial harm is difficult to calculate.
Punitive damages are imposed for FCRA violations that are willful or committed with reckless disregard for your legal rights.
Enhanced damages under the Texas DTPA of up to three times your actual damages, if your case involves a knowing violation by a business.
Attorney’s fees and court costs may be recoverable under the FCRA and FDCPA.

Why You Need a Texas Identity Theft Attorney

The systems designed to protect victims of identity theft often fail you, and those failures result in high costs to your credit score, financial opportunities, your credibility, and your time.

Your attorney can hold the credit bureaus and institutions responsible and seek financial consequences for their failures. When you hire a Texas identity theft attorney, you take back control of the situation.

An experienced Texas identity theft attorney understands the full scope of available compensation and how to clean up the damage. Identity theft causes real harm, but federal and state laws give you real rights that an experienced attorney can effectively use to obtain the justice and compensation you deserve.

Schedule a Free Consultation With an Experienced Texas Identity Theft Attorney

At Sharmin & Sharmin, our Texas identity theft attorneys have the experience, skills, and resources to protect your rights and help you obtain the justice and full compensation you are entitled to. Call 1-844-SHARMIN or contact us online to schedule a free consultation to discuss your case.